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Page to reclaim PPI at no cost
How exactly to reclaim PPI that is mis-sold for
Better banking institutions
Does your bank treat you fairly whenever things get wrong? We think you deserve a significantly better solution from your own bank.
Make a PPI claim
If the provider is not the following, or in the event that you would like to tailor a page yourself, you can make use of our PPI template page.
Create a PPI claim
Keep your entire settlement, and send your PPI claim direct to your provider. Select the provider you intend to claim against.
In the event that you can’t keep in mind whom your loan provider ended up being, always check your credit report, which you yourself can do cost-free.
Make use of our PPI claim template letter
In the event the provider is not inside our free PPI claim device, or yourself, you can use the template letter below if you would prefer to tailor a letter. You’ll want to modify a couple of details that are key send it well to your provider your self.
We bought the policy that is above you on date associated with the mortgage/loan/credit card/store card/finance contract referenced above.
I believe we happened to be mis-sold this policy when it comes to reasons listed below and wish you to definitely investigate my issue relating to your normal grievance procedures.
insert more than one associated with bullet that is following – whichever points relate to you. Delete any that aren’t appropriate
- I became maybe not told that the insurance coverage was optional.
- I became resulted in think my application for credit will be refused if I didn’t simply just simply take the insurance out.
- The insurance policy exclusions weren’t explained for me either before or in the right time i took out of the insurance coverage. I became consequently not able to make a decision that is informed to whether this insurance coverage had been right for me personally.
- We now think the insurance coverage had been unsuitable I was suffering from insert name of any medical condition you had at the time I took out the policy and was not made aware of the specific exclusion which relates to pre-existing medical conditions for me as.
- We now think the insurance was unsuitable for me personally when I had been self used / unemployed / in temporary employment / on a fixed-term contract/retired during the time We took out of the policy and wasn’t made conscious of the particular exclusions concerning jobless address.
- The insurance policy ended up being unsuitable for me personally when I had been within the maximum age of insert maximum age.
- It had been perhaps maybe not explained in my opinion that the insurance policy premium will be paid upfront as a premium that is single is included with my financial obligation and attract interest.
- The insurance has expired / will expire before my loan/credit agreement concludes, this means we am spending / should be having to pay interest on| interest that is a policy this is certainly no more in force. It was maybe maybe not clarified in my experience in the right time the insurance policy had been offered if you ask me.
If my issue is upheld, We need a reimbursement of most premiums compensated to your policy, plus any additional interest charged for me due to the PPI.
I might additionally want to claim compensation that is statutory view to the fact that i’ve been deprived regarding the utilization of this cash.
Please now investigate my grievance inside the eight months permitted to you.